To evaluate a subject's sense of financial responsibility and detect financial stress in positions susceptible to financial abuse, backgroundchecks.com can obtain a pre-employment credit report based on an individual’s full name, date of birth, social security number, and residential address.
We will provide names and addresses associated with the provided social security number, and any available information on the highest credit extended, past due amounts, credit limits, average monthly payment information, balances, and percentage of available credit. A summary of public records may include civil suits, judgments, bankruptcies, tax liens, and collection amounts.
To become an End User of Consumer Credit Reports for Employment Purposes, Tenant Screening or Franchise Screening your company must complete an application and supply certain documents. There is an additional fee of $85.00 for an industry required site inspection of your physical location. The approval process may take up to 14 days to complete with all required paperwork.
Many states have special requirements, restricting the use of credit reports for employment purposes.
Each credit report ordered includes a report from a major national credit bureau.