How to Get a Copy of Your Driving Record (and Why You Should)

Your driving record can have an impact on a lot of things, from employability to insurance rates to whether you are legally allowed to operate a motor vehicle. Knowing the status of your record and your driver’s license is critical. In most cases, you probably have a mental record of what infractions you’ve gotten, including speeding tickets or citations for other moving violations. Even if you think you have a pretty good idea of what your motor vehicle record looks like, pulling your driving record to check for errors is a smart step to take before applying for a job or renewing your insurance.

What Do I Need to Know about Driving Record Insurance Points?

When you get a ticket for speeding or another form of traffic violation, it affects your driving record in multiple ways. Not only will your violations show up on any driving history background check a prospective employer runs but they will also likely have an impact on your auto insurance policy. In most cases, the cost of your insurance will increase due to traffic violations. These increases are linked to “insurance points.”

How Your Driving Record Affects Your Car Insurance Rates

Your driving record is inextricably linked to your car insurance rates. Someone with a history of moving violations or more severe infractions poses a more significant risk to the company offering to insure the vehicle, leading to higher insurance rates. Someone who has never received a ticket is a lower risk and usually won’t have to pay as much for coverage.