CUSTOMER RESOURCES

Credit Checks

What You Should Know

credit report tiles

From an employer’s perspective, it sometimes makes sense to look at a job applicant’s credit history. The argument is that credit history reflects financial responsibility, which can be useful for making hiring decisions that involve financial functions or duties. While credit history checks are not as standard as criminal history checks in the employee screening process, employers do use them semi-regularly for jobs in finance. From banks to brokerages, many businesses want to know how their candidates handle personal funds before giving them responsibility for other people’s money. What employers might not know is that the rules around running credit history checks for employment are exceptionally complex. In this white paper, we will explore some of these regulations as well as the arguments regarding whether employers should use credit checks at all.

Additional Resources


A Note from ClearChecks on HireRight Acquisition & New BackgroundChecks.com

Today, we are announcing we have been acquired by HireRight, the leader in background screening for enterprises across the globe. Together, with their backgroundchecks.com brand, we will continue to build on the ClearChecks platform and bring you the best background screening experience possible.

The Impact of Clean Slate Laws on Employment Screening: What Employers Need to Know

As the landscape of criminal justice reform continues to evolve, clean slate laws are leading the charge in reshaping hiring practices across the US. With over 70 million Americans carrying a criminal record, these laws are designed to make it easier for individuals to reintegrate into society by automatically sealing or expunging certain criminal records. For employers, this shift presents both opportunities and challenges when it comes to employment screening. As new laws come into effect in 2025, it’s crucial to understand how to navigate the changes and stay compliant.

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