Privacy Policy

We respect your ability to make informed choices about the collection and use of information about you. This privacy policy tells you about our collection, through this website, of information that identifies you. This privacy policy also tells you about the use and disclosure of that information. It also gives you information about the use and disclosure of information that you provide and is not about you.

What information do we collect about you through your visiting this website?
When you visit this website, the website may automatically collect some information, such as the site that referred you to us, your internet protocol address, your email addresses, and navigational and purchase information. The website uses this information to generate user profiles and to personalize the website to your particular interests.

Parts of this website uses ClickTale web analytics service. ClickTale may record mouse clicks, mouse movements, scrolling activity, and text you type in this website. ClickTale does not collect personally identifiable information that you do not voluntarily enter in this website. ClickTale does not track your browsing habits across web sites which do not use ClickTale services. We use the results of the ClickTale services to improve navigation and forms on our website. For more information see Policy for Information Collected by the ClickTale Web Analytics Service. You can choose to disable the Service at

When you visit this website, the website places one or more text files (each called a “cookie”) in the browser directory of your computer’s hard drive. A cookie is a small piece of information that a website can store on your web browser and later retrieve. The typical information that cookies store includes the date and time of your visit, your registration information, and your navigational and purchase activity. Our website uses the cookies to identify your computer consistently as you navigate through the website and to control what it displays to you. Most browsers allow you to decline cookies. But if decline cookies, the website may not display properly. You are free to delete cookies after your session. Your browser should contain instructions on how to do this.

As you browse this website, the website may place advertising cookies on your computer. These advertising cookies identify your computer as one that has visited the website. When you visit another site that has an agreement with our advertising network, the other site will use the cookie to display our advertisements to you on the other site. This does not involve collecting personal information about you such as your name, email address, postal address or telephone number. You can visit this page to opt out of this targeted advertising.

What information do we collect about you through your data entry on this website?
This website may ask you to provide information through online forms. For example:
  • To register you online, the website might ask for your user name, password, city of birth, full name, telephone number, email address, postal address, or other information.
  • To carry out financial transactions, the website might ask you for your credit card information.
  • To perform services about you, the website might ask you for personally identifying information.
  • To administer surveys or other interactive activities, the website may ask you about your age, hobbies, income, gender, or other information.
Providing information on online forms is always voluntary. You are free not to complete any online forms. But if you choose not to, the website may not make some services available to you.

If you would like to review or change your registration information, you can update your information in the Account section of this website.

What information do we collect about you from third parties?
Our main business is as a consumer reporting agency. We collect information about individuals from third parties, including courts, state agencies, employers, schools, references, credit bureaus, and other information sources. For individuals in the United States, we use this information to prepare consumer reports about individuals for the purposes allowed by consumer-reporting laws like the Fair Credit Reporting Act. When we collect the information for any consumer-reporting purpose, we only use and disclose it for purposes allowed by consumer-reporting laws and to comply with law. If we collect information about individuals for purposes not governed by consumer-reporting laws, we avoid using or disclosing it for any purpose regulated by consumer-reporting laws.

We also collect information about businesses from third parties, including business and banking references and information sources like online business directories and Dunn & Bradstreet. We use this information to confirm the existence and legitimacy of our customers, prevent fraud, and perform transactions for our customers.

Do we collect information from children?
We do not intend to collect personal information from anyone under the age of 18. If you are under 18, you should not enter information on this website and should ask a parent to do so for you.

How do we use information collected through this website?
We use the information collected through this website for legitimate business purposes, including processing your transactions, customer service, product and service development, direct marketing, reporting to marketing affiliates, and marketing analysis.

In addition, unless you opt out of receiving promotional materials from us, we may use the information to inform you of special promotions, new products or services, or other information. If you do not want to receive promotional information from, you can opt out by unchecking the appropriate box on your online registration form. If you did not opt out when you registered, and later decide that you are not interested in receiving this information, you can opt out at any time by sending an email to

If you opt out of receiving promotional material from us, you still may receive such material from our worldwide subsidiaries, third party content providers, corporate affiliates, marketing affiliates, and other parties to whom we provide your information in the course of doing business, as explained above.

How do we disclose information collected through this website?
We may disclose information to companies controlling, controlled by, or under common control with us. We and they may disclose information to our and their employees and individuals acting as contractors. We assure that these companies, our personnel, and their personnel use the information in accordance with this policy.

We may also disclose information to sources of information to obtain other information that we report to our customers. For example, if you ask us for a credit report, we would provide your company’s name and the identity of the subject to the credit bureau from whom we obtain the report. As another example, if one of our customers asked us for a traditional county criminal search about you, we would provide the identity of the subject to a court clerk to obtain criminal history records. The privacy policies and practices of these information sources may be different from ours. We do not control them and assume no responsibility for them. We understand that, in most cases, their conduct for the information we provide them is governed by law, such as the Fair Credit Reporting Act or state open-records laws.

We may disclose information to payment processors as necessary to process payments from you. The privacy policies and practices of these payment processors may be different from ours. We do not control them and assume no responsibility for them. We understand that their conduct for the information we provide them is governed by law, such as the Gramm-Leach-Bliley Act, or by card association rules, such as the rules of the Visa and MasterCard networks and the Payment Card Industry Security Standards Council.

If you registered using a promotional code for one of our marketing affiliates or program sponsors, we may disclose information about you and your purchases (such as the name of your company and the value of your purchases each month) to the marketing affiliate or program sponsor. The privacy policies and practices of these marketing affiliates or program sponsors may be different from ours. We do not control them and assume no responsibility for them.

We may disclose your information in the good faith belief that disclosing it is reasonably necessary to comply with law or legal process, respond to claims, or protect the rights, property or safety of our company, employees, or customers or of the public.

Personal Information Disclosure: United States or Overseas
In preparing a consumer report or investigative consumer report, we only send information about the subject of the report outside the United States if our client asks for information from a jurisdiction outside the United States or ordered the report for delivery outside of the United States. For example, if a prospective employee worked outside of the United States, our client might ask for a criminal history report for the country in which the prospective employee worked. When we do this kind of report, we send enough information to identify the subject of the report.

Where might your information be stored, used, or disclosed?
We (and anyone to whom we disclose information) may store, access, disclose, and use information in jurisdictions whose privacy laws are different and less protective than those of your home jurisdiction.

Do we oversee the privacy of sites to which we link?
Our website may link to other sites. The privacy policies and practices of these sites may be different from ours. We do not control them and assume no responsibility for them. Their conduct may be governed by their own privacy policies. We encourage you to become acquainted with them.

How do we change this privacy policy?
We may change our privacy policy at any time, but will not do so without posting the revised policy on this website. We encourage you to review this privacy policy whenever you visit our website to make sure you understand how we use the information we collect.

How can you get more information?
For more information about our privacy practices or policies, please contact our Consumer Relations Department at P.O. Box 353, Chapin, South Carolina 29036, or by telephone at (866) 265-6602, or by email to