Resources about Credit Checks

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The Future of Credit Checks

The Future of Credit Checks

Do credit checks have a future as part of the employee background check process? As legislation increasingly restricts the use of credit history searches,

Responsible Credit Checks Are an Invaluable Resource for Hiring Blog Post

Responsible Credit Checks Are an Invaluable Resource for Hiring

As an employer, how can you reasonably gauge how likely it is that someone will commit fraud against your business? Companies lose millions of dollars...

Federal Trade Commission Issues New Guidance on the Fair Credit Reporting Act Blog Post

Federal Trade Commission Issues New Guidance on the Fair Credit Reporting Act

  In 1990, the FTC issued a commentary on the FCRA (published as an appendix to 16 CFR part 600). Between 1997 and 2001, it issued informal opinion le...

The Future of Credit Checks Blog Post

The Future of Credit Checks

Do credit checks have a future as part of the employee background check process? As legislation increasingly restricts the use of credit history searc...

Keeping Your Credit Score Safe During Pandemic Pressures Blog Post

Keeping Your Credit Score Safe During Pandemic Pressures

With record unemployment numbers, tens of millions of workers are now without regular access to a paycheck. As some states struggle to process unemplo...

Credit Checks: What You Should Know Blog Post

Credit Checks: What You Should Know

From an employer’s perspective, it sometimes makes sense to look at a job applicant’s credit history. The argument is that credit history reflects fin...

Senate Bill Limiting Credit Reports Proposed Blog Post

Senate Bill Limiting Credit Reports Proposed

If passed, Senate Bill 1837 would prohibit employers from asking employees and prospective employees about their credit histories or from obtaining th...

Employee Embezzlement Soars – Can Background Checks and Credit Checks Help? Blog Post

Employee Embezzlement Soars – Can Background Checks and Credit Checks Help?

By all indications, employee theft and embezzlement is thriving in today’s business economy. In order to protect themselves from rising rates of theft...

Bill Would Stop Employers from Using Credit Checks for Hiring and Firing Blog Post

Bill Would Stop Employers from Using Credit Checks for Hiring and Firing

A new piece of legislation was introduced by Congressman Steve Cohen from Tennessee that would stop employers from basing decisions during the hiring ...

Federal Reserve Board Issues New Report Studying the Disparate Impact of Credit Histories Blog Post

Federal Reserve Board Issues New Report Studying the Disparate Impact of Credit Histories

The use of credit reports in employment decisions has recently become a controversial issue. It has been put up for debate whether or not making hirin...

Credit Checks What You Should Know Whitepaper

Credit Checks What You Should Know

From an employer’s perspective, it sometimes makes sense to look at a job applicant’s credit history. The argument is that credit history reflects fin...